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Fewer loans for minorities encourages drop outs


By Jenika Shah
Bangalore, September 22, 2016: The Karnataka minority development corporation (KMDC) has sanctioned less than 50 per cent of all applications made for the Arivu scheme in Bangalore.

Out of 4512 applications they received for loans, only 2190 have been sanctioned. This has resulted in several students dropping out because they have no money to continue their education. Some students are forced to pay ‘late fine’ for failing to pay their fees on time.

Yaseem Patel, second year M.Tech student from Gulbarga, says, “I had applied for this loan in January 2015 at KMDC but they did not sanction my loan of Rs. 50,000. They cancelled my application because they said I did not give all the relevant documents.

I collected all the relevant documents they had asked to bring the college fee copy, bank account details etc. this year and again applied as fresh applicant. I got all the documents they needed but still they haven’t sanctioned my loan. If I do not get this money then I will have to drop the college as I will not be able to pay the fees. “

“This is the fifth time I am visiting KMDC office but every time they say come after a few days and we will sanction your loan.” he adds.

Ruksana, another applicant from Chamrajpet who applied for Arivu scheme said, ”I have four daughters and for their education I had applied for Arivu scheme last year. Since then I haven’t received money from KMDC. Now I cannot pay the college fees on time and have to pay a fine.”

Kismat, another student,says, “I applied for the loan to pay my daughter’s fees but even after giving all the documents they did not sanction my loans. Just two days back I got my loan from them. But due to late payment of fees I had to pay fine in the college.”

The state government in the year 2015-16 released Rs. 56 crore last year for the Arivu scholarship scheme, which they increased to Rs 65 crore for 2016-17.

The managing director N.J. Abaroo of KMDC said “The loans are not being sanctioned because the applicants are not providing the relevant documents. 1322 application are pending because they did not submit all the documents required for the scheme.

“The number of applicants last year were much more and the money provided couldn’t cover everyone and the loans weren’t sanctioned. It is not possible to provide loans to every applicant.“ she added.

Mr. G.A. Manjunath, district manager of Karnataka Minority Corporation, Ltd, said “they only receive applications at the Bangalore urban office of minorities and they pass it to the head office, now it is the responsibility of the head office to speed up the sanction process.”

Mr. Mohd. Wasim A Inamdar the director of the NGO Karnataka minority education said “the main problem of the minorities not able to get the funds is because of communication gap between the state government, the minority department and also the people.

“The minority department is not able to communicate with the people and so the people applying for the schemes do not have a clear idea of what to do.“ he added.




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